Wage Levy / Wage Garnishment / Wage Attachment Information

IRS Wage Garnishment - How to stop wage garnishments

IRS wage garnishment can be a nightmare. For employees, IRS wage garnishment can mean a huge cut in your monthly paycheck that can be a real pain especially if you have other bills to pay. There are some things you can do to get past and even avoid an IRS wage garnishment, and it starts with proper consultation with a reliable tax relief professional.

What it is

An IRS wage garnishment is actually the Internal Revenue Services' means of getting your attention with your unpaid taxes. The IRS will levy and garnish a certain amount from your monthly salary in order to pay for your penalties. But this is not immediately implemented. The IRS will first send you notices of your past dues and give you around 10 to 30 days to settle them, depending on the tax type and how much you owe.

If you fail to respond timely to their notice, the IRS will send a final notice. If fail to contact the IRS following the receipt of this final notice, then they will move to a wage garnishment.

Wage Garnishment Amount

The amount of money they will slash from your paycheck is determined by computing the amount of tax owed, the number of claimants, and other important formulas significant in your tax obligations. Generally speaking, however, the IRS usually slashes as much as 70 percent from your monthly salary. So if you have a salary of $3,000, expect to lose more than half of it to the tax agency. Your salary is continuously slashed until your tax debts are completely settled.

How to deal with Wage Garnishments

Getting out of an IRS wage garnishment is not an easy process. In fact, you won't be able to do it on your own unless you pay their demanded full tax amount. The goal of the IRS is to get you back on the right track when it comes to paying taxes, and to remind you to pay your taxes timely to avoid penalties in the future. Of course, the effects are devastating on your finances and once you've encountered this problem, you need an experienced tax relief professional to help you out.

Dealing with the IRS

Dealing with the IRS and discussing options for an IRS wage garnishment entails an experienced tax relief professional. You need an experienced Enrolled Agent to help you deal with the IRS and to negotiate, on your behalf, for the best possible payment terms in an IRS wage garnishment.

You can ask a tax professional to help you reduce the garnishment on your salary and to even stop the wage garnishment altogether. The latter means negotiating for a more comfortable payment plan to pay off your tax debt. In some cases, your tax representative can also request to settle your tax debt with an offer in compromise. This means that you have to look for an experienced Enrolled Agent to discuss your options for an IRS wage garnishment. An experienced Enrolled can get you out of your problem in as fast as two days.

Getting professional help

If you need help in your wage garnishment dilemma, then go to myirstaxrelief.com. Mike Habib, EA, is an experienced Enrolled Agent and has been dealing with the IRS for years. Mike Habib guarantees to deal with your problem personally and to come up with a practical solution to get you out of the tax bind you're in. He offers free initial consultation to help you discuss your options and to negotiate the best possible resolution.

Client Reviews
Mike has given us peace of mind! He helped negotiate down a large balance and get us on a payment plan that we can afford with no worries! The stress of dealing with the IRS is huge and Mike helped us through it all. The peace of mind is invaluable, thank you Mike! April S.
Mike Habib - Thank you for being so professional and honest and taking care of my brothers IRS situation. We are so relieved it is over and the offer in compromise process went just as you said. Mike is very professional and will give you honest answers to the OIC process and you can really trust him. You won't be sorry you chose him! Joe and Deborah V.
Mike is a true professional. He really came thru for me and my business. Dealing with the IRS is very scary. I'm a small business person who works hard and Mike helped me see that they are not that scary after all. He was always there with the answers I needed and was very good about calling me back which I appreciated since your first reaction is to freak out and ask a million questions. He solved a messy case and worked very hard to resolve it. His rates are VERY reasonable for the amount of work he does! I give him my highest recommendation! Marcie R.
Mike was incredibly responsive to my IRS issues. Once I decided to go with him (after interviewing numerous other tax professionals), he got on the phone with the IRS immediately (as in the same day I signed with him) to squash an impending issue. And he worked directly with them to quickly come to a resolution I am very happy with. I'd highly recommend reaching out to Mike to see if he can help you with any IRS issues. I'm very satisfied! Marshall W.
I’ve seen and heard plenty of commercials on TV and radio for businesses offering tax help. I did my research on many of them only to discover numerous complaints and unresolved tax issues. I found Mike Habib through my own online search and contacted him. He was very professional with great communication, always answering my questions and concerns. Mike resolved my complicated tax problem just as he said he would. I would definitely recommend his services to family and friends. Nancy & Sal V.