IRS Tax Relief Tips for Resolving Wage Garnishments, Tax Liens and Bank Levies in Albany, NY

Metro Area: Albany-Schenectady-Troy NY MSA

If you are a taxpayer in Albany, Schenectady or Troy and you are having IRS tax problems, you can avail the free initial consultation service of an experienced and licensed enrolled agent Mike Habib, by calling at 877-788-2937.

When you owe unpaid IRS back taxes, you may face drastic effects on your financial status because of cruel collecting methods including wage garnishment, tax liens and bank levy. In the recent tough economic circumstances these effects can ruin your business, break your marriage and even break your family.

The only way out of it is to be proactive, and have knowledge of what risks are involved and what options are available for you. Following tips will help you a great deal to assess your situation:

What is at stake?

When you receive a notice from IRS, the first thing you should bear in mind is that there is no where to hide! You have to find a solution out of different settlement solutions offered by IRS or your sources of income and property may be seized by IRS to cover the tax debt.

What is a wage garnishment and its effect?

If IRS goes for wage garnishment, your employer is legally bound to deduct a percentage of your salary which will be paid to IRS to cover up your tax debt. This percentage can be up to 70%, leaving only a few dollars for your expenditures even if you earn thousands of dollars.

What is a tax lien and its effect?

An IRS tax lien is a claim, on your personal property and real estate, used as a security for the tax debt. It bars you from selling or using your property in any way for financial benefits. Tax lien can blemish your credit report as well.

What is a tax levy and its effects?

Tax levy is the most dreadful weapon of IRS against you as a taxpayer. Your personal property including bank accounts, payroll check, social security payments etc, and in some cases personal residence can be seized to satisfy the tax liabilities.

Where to go for help?

As a taxpayer, you have the right to appeal to the IRS. You may file a Collection Appeal within a legal time frame. However, all the settlement offers by IRS involve legal technicalities and a minor mistake can ruin your whole case. Therefore, it is always good to seek help from the professionals. Our firm could be your best option as we specialize in tax problem resolution and are federally authorized to represent you before IRS. To get a free confidential analysis of your case, in Albany, Schenectady, Troy or in upstate New York Capital District, call 877-788-2937.

Get reliable tax relief today; call Mike Habib EA at 877-788-2937

Tax problem resolution services, IRS tax help and tax relief services in Albany, Rensselaer, Schenectady, Saratoga, Schoharie, Warren, Washington, Columbia, Montgomery, Fulton, Greene County and other cities in the state of New York.

Client Reviews
Mike has given us peace of mind! He helped negotiate down a large balance and get us on a payment plan that we can afford with no worries! The stress of dealing with the IRS is huge and Mike helped us through it all. The peace of mind is invaluable, thank you Mike! April S.
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Mike is a true professional. He really came thru for me and my business. Dealing with the IRS is very scary. I'm a small business person who works hard and Mike helped me see that they are not that scary after all. He was always there with the answers I needed and was very good about calling me back which I appreciated since your first reaction is to freak out and ask a million questions. He solved a messy case and worked very hard to resolve it. His rates are VERY reasonable for the amount of work he does! I give him my highest recommendation! Marcie R.
Mike was incredibly responsive to my IRS issues. Once I decided to go with him (after interviewing numerous other tax professionals), he got on the phone with the IRS immediately (as in the same day I signed with him) to squash an impending issue. And he worked directly with them to quickly come to a resolution I am very happy with. I'd highly recommend reaching out to Mike to see if he can help you with any IRS issues. I'm very satisfied! Marshall W.
I’ve seen and heard plenty of commercials on TV and radio for businesses offering tax help. I did my research on many of them only to discover numerous complaints and unresolved tax issues. I found Mike Habib through my own online search and contacted him. He was very professional with great communication, always answering my questions and concerns. Mike resolved my complicated tax problem just as he said he would. I would definitely recommend his services to family and friends. Nancy & Sal V.