How to Stop and Release a Wage Garnishment / Wage Levy by the IRS or the State

If you are like the majority of the population it is quite likely that you have trouble at times paying your taxes to the IRS or the State and worry that you may someday need to know how to stop and release a wage garnishment / wage levy by the IRS or the State. You are not alone in this fear as there are many people that are often faced with the choice of paying income taxes or paying other bills that are vital for living. If you find yourself faced with this prospect, you may find some of the advice on how to release and stop a wage garnishment / wage levy by the IRS or the State below to be extremely helpful.

The easiest way to release and stop a wage garnishment/levy by the IRS or the State is to pay your taxes in full plus any penalties and interest that may have been assessed as late fees. This isn’t possible for everyone faced with garnishments or levies but it is the one of the options if you have the means, or can scrape the money together in order to do so – we do not recommend this option!

Another way to release and stop a wage garnishment/levy by the IRS or the State is to have an experienced tax professional review your tax records to see if any deductions or tax credits have been missed. If you owe a good deal of money on your taxes, this is definitely worth paying the price of the professional service you will receive, especially if you manage to knock a good deal of your tax debt off the top.

One thing that many people forget when attempting to release or stop a wage garnishment/levy by the IRS or the State is that it is in their best interest not to resort to a levy. There are excessive cost and valuable resources involved in the process that are not always desirable to the IRS or the State from a business perspective. For this reason they are often willing to negotiate. You can begin the process by being compliant and filing all your unfiled tax returns, then requesting an installment agreement in which you agree to pay a specific amount of money each month until the tax debt is paid in full. If you manage to work out a payment plan agreement such as this you need to pay on time, every time. This is a one shot deal and if you fail to keep your end of the bargain it is almost certain that the IRS or the State will resort to further and severe collection actions. One word of advice is this: use the services of an experienced tax professional who specializes in tax problem resolution like Mike Habib, EA to evaluate and negotiate with the IRS or the State for you. You, the taxpayer, are much more likely to receive a favorable outcome than if you seek the help of an experienced tax professional than ‘go it alone’.

Finally, when trying to stop a wage garnishment/levy by the IRS or the State you should always consider the “Offer in Compromise” option. If you qualify, an offer in compromise is the offer of a smaller sum for the settlement of your total tax debt. There are times, particularly if the amount is greater than they would be able to collect once legal actions went into play, when the IRS or the State will happily accept a negotiated tax settlement. Not everyone qualifies for an offer in compromise and it is definitely in your best interest to consult with an experienced tax professional for help in drafting this serious proposal and to see if you actually qualify.

A possible last resort when it comes to an attempt to stop a wage garnishment/levy by the IRS or the State may be a Hardship Tax Relief Petition. You will definitely need the advice and guidance of a well-qualified experienced tax professional in this matter in order to make sure you are drafting and presenting the currently non-collectable proposal correctly. If the value of the savings to you is great, then it is definitely worth the cost of an experienced tax professional when trying to stop a wage garnishment/levy by the IRS or the State.

Client Reviews
Mike has given us peace of mind! He helped negotiate down a large balance and get us on a payment plan that we can afford with no worries! The stress of dealing with the IRS is huge and Mike helped us through it all. The peace of mind is invaluable, thank you Mike! April S.
Mike Habib - Thank you for being so professional and honest and taking care of my brothers IRS situation. We are so relieved it is over and the offer in compromise process went just as you said. Mike is very professional and will give you honest answers to the OIC process and you can really trust him. You won't be sorry you chose him! Joe and Deborah V.
Mike is a true professional. He really came thru for me and my business. Dealing with the IRS is very scary. I'm a small business person who works hard and Mike helped me see that they are not that scary after all. He was always there with the answers I needed and was very good about calling me back which I appreciated since your first reaction is to freak out and ask a million questions. He solved a messy case and worked very hard to resolve it. His rates are VERY reasonable for the amount of work he does! I give him my highest recommendation! Marcie R.
Mike was incredibly responsive to my IRS issues. Once I decided to go with him (after interviewing numerous other tax professionals), he got on the phone with the IRS immediately (as in the same day I signed with him) to squash an impending issue. And he worked directly with them to quickly come to a resolution I am very happy with. I'd highly recommend reaching out to Mike to see if he can help you with any IRS issues. I'm very satisfied! Marshall W.
I’ve seen and heard plenty of commercials on TV and radio for businesses offering tax help. I did my research on many of them only to discover numerous complaints and unresolved tax issues. I found Mike Habib through my own online search and contacted him. He was very professional with great communication, always answering my questions and concerns. Mike resolved my complicated tax problem just as he said he would. I would definitely recommend his services to family and friends. Nancy & Sal V.